Notice of Changes

Effective November 1, 2016

Attention FSA Accidental Death & Dismemberment insureds:

Your financial institution is now one of a select group of banks and credit unions to partner with The Prudential Insurance Company of America (Prudential) for group Accidental Death (AD) insurance for their accountholders. Coverage is issued by Prudential, which is a recognized name in the insurance industry with more than 65 years of experience serving association members and their families.

Monthly-billed insureds will convert to Prudential’s AD insurance on 11/1/2016.

Quarterly-billed insureds will convert to Prudential AD on their first bill date on or after 11/1/2016.

Your existing coverage will change in that it will no longer include a paralysis or dismemberment benefit, but will now include the following provisions:

Complimentary Basic Coverage (no cost to you)

  • Seat Belt/Air Bag Benefits
  • Exposure to the Elements and Disappearance Benefit
  • Common Carrier Benefit

Supplementary (premium-paid coverage)
  • Increased $500,000 plan maximum
  • Child Care Expense Benefit
  • Child/Spouse Tuition Reimbursement Benefit
  • Seat Belt/Air Bag Benefits
  • Return of Remains Benefit
  • Natural Disaster Benefit
  • Common Carrier Benefit
  • Bereavement and Trauma Counseling Benefit
  • Funeral Expense Benefit
  • Monthly Mortgage Payment Benefit
  • Motorcycle Accident with Protective Gear Loss of Life Benefit
  • Exposure & Disappearance Benefit

If you have any questions or would like an updated certificate of insurance, contact your program administrator at 1-888-807-6843 between 8:00 a.m. to 5:00 p.m. CT, Monday through Friday.

Prudential, the Prudential logo, the Rock symbol, are service marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide.
© 2017 Prudential Financial, Inc. and its related entities

Group Accidental Death Insurance coverage is issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ. The Booklet-Certificate contains all details, including any policy exclusions, limitations, and restrictions, which may apply. CA COA #1179, NAIC #68241 Contract Series: 83500

This site may contain marketing language, on product issued by The Prudential Insurance Company of America, that has not yet been approved in all states.

This type of plan is NOT considered "minimum essential coverage" under the Affordable Care Act and therefore does NOT satisfy the individual mandate that you have health insurance coverage. If you do not have other health insurance coverage, you may be subject to a federal tax penalty.

This policy provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by New York State Department of Financial Services.

IMPORTANT NOTICE - THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS.


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